
Scope of Appraisal Services:
- Detailed property damage assessment
- Policy interpretation and application
- Repair vs. replacement cost analysis
- Depreciation calculations
- Comprehensive documentation

Umpire Process:
- Review of both appraisers’ reports
- Evaluation of evidence and documentation
- Fair and impartial decision-making
- Clear written determinations
- Compliance with policy and statutory requirements

Assessment Components:
- Detailed site inspection and documentation
- Infrared and moisture measurement (as needed)
- Labeled photographs with detailed descriptions
- Accurate sketches and diagrams
- Professional report with findings and conclusions
“Raul Gallon’s expertise as a CPAU and licensed insurance adjuster made a complex claim straightforward. His thorough assessment and clear guidance helped me resolve my house damage efficiently and confidently.”

